Vista Extended Warranty Program
Powered by Kovara AI — Warranty CoPilot™
The first extended auto warranty program built exclusively for insurance agencies. Seamlessly add comprehensive vehicle protection to every auto quote.
Auto Insurance Quote
ReadyInsured
Sarah Martinez
Vehicle
2021 Honda Accord EX
Coverage
Full Coverage
Policy Term
12 Months
Vista Extended Warranty
Powered by Kovara AI — Warranty CoPilot™
Coverage
Bumper-to-Bumper
Mileage
Unlimited
Term
36 Months
Bundled Quote Total
Auto Insurance + Vista Warranty
$988.50/mo
Client saves $57.50/mo vs. dealer
Save your clients significantly compared to dealership warranty pricing.
Complete checkout in under 30 seconds with fewer than three clicks.
Just 5% down with flexible payment terms up to 30 months.
Available in multiple languages to better support a broad customer base.
The best coverage in the industry with no mileage restrictions.
Every contract backed by a top-rated insurance carrier you can trust.
Why Vista
Everything your agency needs
Kovara’s Vista Extended Warranty Program is an industry-first offering designed specifically for insurance agencies.
The Trust Advantage
Clients Trust Their Agent
Customers trust their insurance agent—not the car dealer. You already have the relationship; Vista lets you protect them with a product they actually believe in.
A+ Rated Carrier
Every contract is backed by an A+ rated carrier, giving clients confidence and peace of mind.
Comprehensive Coverage
Unlimited miles with the best coverage in the industry. Your clients are fully protected.
Nationwide at Any ASE Shop
Valid at any ASE-certified repair shop across the country. Fully insured.
Integration & Workflow
EZLynx & AMS/LOS Integrations
Direct EZLynx integration plus support for other AMS and Loan Origination System platforms.
API for Any Workflow
Full API access lets you integrate Vista into any system, platform, or custom workflow.
Embedded Solutions Only
Vista lives inside your existing tools—no separate portals or logins needed.
White-Label Program
A fully white-label warranty program customizable for every use case and client.
Revenue & Growth
Up to 60% Less Than Dealers
Dramatically lower costs compared to dealer warranty programs—an easy sell for your clients.
Extra Commission, No Chargebacks
Earn extra commission on every sale with zero chargebacks on your revenue.
Increased Client Retention
Boost agency retention through added client value and comprehensive vehicle protection.
Augment, Not Disrupt
Designed to augment—not disrupt—your existing operations and workflows.
Client Experience
Automated Quoting
Every customer, every auto quote receives an automated warranty quote instantly.
30-Second Checkout
Complete the process in under 30 seconds with fewer than three clicks.
0% Financing, 5% Down
Flexible payment terms up to 30 months make it easy for every client.
No Additional Rating System
No extra system needed to rate products. Kovara AI auto-populates and auto-rates every quote on your behalf.
The Clear Choice
Vista vs. Typical Dealer Warranty
See why insurance agencies are switching from dealer programs to Vista.
| Feature | Vista | Dealer Warranty |
|---|---|---|
| Client Trust | Sold by their trusted agent | Sold by the dealership F&I desk |
| Mileage Limits | Unlimited | Capped (often 100k-150k) |
| Pricing | Up to 60% less | Full retail markup |
| Chargebacks | ||
| Checkout Time | Under 30 seconds | 15-30 minutes in-dealer |
| 0% Financing | ||
| White-Label Available | ||
| AMS / LOS Integration | ||
| API Access | ||
| A+ Rated Carrier | Varies | |
| Nationwide ASE-Certified Shops | Dealer network only | |
| Multi-Language Support | ||
| Embedded in Agency Workflow |
Client Trust
Mileage Limits
Pricing
Chargebacks
Checkout Time
0% Financing
White-Label Available
AMS / LOS Integration
API Access
A+ Rated Carrier
Nationwide ASE-Certified Shops
Multi-Language Support
Embedded in Agency Workflow
How It Works
Three steps to a new revenue stream
Integrate with your AMS
Vista embeds directly into EZLynx, your AMS, or LOS via our API. No separate portals—it lives inside your existing tools.
Auto-quote every customer
Every auto quote automatically includes a Vista warranty option. No manual effort required from your team.
Earn on every sale
Your clients save up to 60% vs dealer programs, backed by an A+ rated carrier. You earn commission on every sale with no chargebacks.
Ready to add Vista to your agency?
Deliver more value, boost retention, and unlock a new high-margin revenue stream. Your clients already trust you—now give them the protection they deserve at a price they'll love.